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Frequently Asked Questions

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Other Frequent Car Insurance Questions

How can I know how much I’ll pay for insurance in Georgia?

Companies use insurance scores and, depending on your state, also consider your driving record, type of vehicle, where you live, your gender, age, and other factors to set your rates.

How can I receive rates from other car insurance companies?

Southern Harvest helps you compare car insurance companies in Georgia to find the best policy for your needs and budget.

Why did my rate change after I received a quote?

There are several factors that can affect the quoted rate. If a significant amount of time has passed, rates in your area may have gone up. Changes in your driving record will also affect the rate. Don’t hesitate to get in touch with us at 877-831-4677, we can help answer your questions.

How can I find cheap car insurance in Georgia?

The first thing you should ask is if you qualify for a discount. In Georgia, drivers can get good driver, student, safety features, and ant-theft system discounts, among others.

Many carriers offer discounts for drivers who pay their entire car insurance policy up-front. Multi-vehicle insurance discounts are also available. So, if you need to insure more than one vehicle in your household, you can save money by insuring these vehicles under the same car insurance policy.

Package discounts are available by pairing your house, condo, or mobile home insurance policy with your auto insurance.

Are auto insurance companies regulated in Georgia?

Yes. The commissioner’s office oversees insurance companies operating in Georgia, licenses insurance agents, and regulates industrial loan offices.

Should I Get Insurance with Southern Harvest?

Southern Harvest has been providing inexpensive car insurance for Georgia drivers since 1984. With 23 convenient locations and the top companies to choose from, Southern Harvest is the easiest way to compare, find, and buy the coverage you need.

Compare auto, motorcycle, and renters insurance rates in Georgia online, over the phone, or at one of our offices near you.