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Terms of Use

Your use of this website is expressly conditioned on your acceptance of these Terms of Use. If you do not agree with any part of the Terms of Use, you must not use this website. You must be at least 18 years of age to use this website. By using this website, and by agreeing to these Terms of Use, you warrant and represent that you are at least 18 years of age. By agreeing to these Terms of Use and using this website, you are giving up certain legal rights, including the right to bring a claim in court or to participate in a class action, and are agreeing to mandatory binding individual arbitration of any and all claims and disputes, as provided in the “Dispute Resolution (Arbitration Agreement)” section below.

Except where otherwise indicated, all materials contained in this website are the copyrighted property of Southern Harvest Property & Casualty Inc. dba Freeway Insurance (herein after “Southern Harvest”), its affiliated companies and/or third-party licensors. The Southern Harvest logo, all other service marks, and the names of various products and services described within are service marks of Southern Harvest or its affiliates.

Except as expressly provided herein, you shall not use any portion of this website, or any other intellectual property of Southern Harvest (including, but not limited to Southern Harvest service marks), on any other website, in the source code of any other website, or in any other printed or electronic materials. Except as expressly provided herein, you shall not modify, publish, reproduce, republish, create derivative works, copy, upload, post, transmit, distribute, or otherwise use any of this website’s content or frame this website within any other website without our prior written permission. Systematic retrieval of data or other content from this site to create or compile, directly or indirectly, a collection, compilation, database or directory, without prior written permission from Southern Harvest, is prohibited.

You must not: Republish material from this website (including republication on another website); Sell, rent or sub-license material from the website; Show any material from the website in public; Reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose; Edit or otherwise modify any material on the website; or Redistribute material from this.

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way, which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without Southern Harvest express written consent.

You must not use this website to transmit or send unsolicited commercial communications. You must not use this website for any purposes related to marketing without Southern Harvest express written consent.

Access to certain areas of this website is restricted. Southern Harvest reserves the right to restrict access to certain areas of this website, or indeed this entire website, at Southern Harvest discretion.

If Southern Harvest provides you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential. In this event, Southern Harvest may disable your user ID and password in Southern Harvest sole discretion without notice or explanation.

In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose. User content excludes all information required for insurance quotes specifically determined in Southern Harvest Privacy Policy.

You grant to Southern Harvest a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to Southern Harvest the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or Southern Harvest or a third party (in each case under any applicable law).

You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

Southern Harvest reserves the right to edit or remove any material submitted to this website, or stored on Southern Harvest servers, or hosted or published upon this website.

This website is provided “as is” without any representations or warranties, express or implied. Southern Harvest makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, Southern Harvest does not warrant that: this website will be constantly available, or available at all; the information on this website is complete, true, accurate or non-misleading; or the products and services advertised on this website are available at all times.

Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal, financial or medical matter, you should consult an appropriate professional.

By using this website you understand that Southern Harvest Property & Casualty Inc. dba Freeway Insurance is a licensed insurance agency licensed in Georgia and other states. All products and services advertised or referenced in this website are subject to availability from insurance carriers not related to Southern Harvest, and rules and regulations of the different states where Southern Harvest is licensed.

Dispute Resolution (Arbitration Agreement)

By agreeing to these Terms of  Use, you are agreeing that any claim or dispute of any kind, whether in contract, tort, statute or otherwise (including but not limited to any claims and disputes under the Telephone Consumer Protection Act or equivalent statutes, and all disputes regarding the validity, interpretation, and scope of this arbitration provision or the arbitrability of any claim or dispute) that arises out or relates in any way to these Terms of Use, your use of this website, any resulting relationship or transaction with Southern Harvest, or any communications you may receive from or on behalf of Southern Harvest, is subject to mandatory binding individual arbitration.  This includes, but is not limited to, any claims and disputes between you (including your successors and assigns) and Southern Harvest, claims against any third party providing any products or services in connection with these Terms of Use or this website, or claims against our successors, assigns, parents, subsidiaries, employees, officers, directors, affiliates, and agents, but excluding any claims strictly for public injunctive relief or claims and disputes that could be brought individually in small claims court under applicable law.  The arbitration shall be administered by the American Arbitration Association (“AAA”), resolved in accordance with the Federal Arbitration Act (“FAA”), and governed by Commercial Rules of the American Arbitration Association (“AAA Rules”) in effect at the time of the claim or dispute, which are available at  Prior to filing an arbitration claim with AAA, the parties are required to attempt, in good faith, to reach an informal resolution of any dispute for a period of thirty (30) days and must give reasonably prompt notice of any dispute to the other party (Southern Harvest may be contacted at  If the claim or dispute cannot be resolved informally within this period, then arbitration may, and must promptly, be commenced thereafter and notice of commencement of the arbitration shall be promptly provided to the other party.   The arbitrator shall have the sole and exclusive authority to resolve all arbitrability issues, and shall apply applicable substantive law in accordance with the FAA and AAA Rules during the arbitration; provided, however, the arbitrator shall not have the power to conduct a class arbitration or to vary the class action waiver provision of this Arbitration Agreement. The arbitration hearing shall be conducted in the federal district in which you reside, by remote means, or through documentary submissions.  BY ENTERING THIS ARBITRATION AGREEMENT, YOU ARE WAIVING THE RIGHTS TO BRING A CLAIM IN COURT, TO A TRIAL BY JURY, OR TO BRING OR PARTICIPATE IN ANY CLASS ACTION, EITHER AS A CLASS REPRESENTATIVE OR CLASS MEMBER.  If any portion of this Arbitration Agreement or the Terms of Use is deemed invalid or unenforceable, it shall not invalidate the remaining portions of the Terms of Use or this Arbitration Agreement.  For the avoidance of doubt, no class action may proceed unless the class action waiver provision or the prohibition against class arbitration of this Agreement is deemed invalid or unenforceable.

Southern Harvest will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website for any indirect, special or consequential loss; or for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data. These limitations of liability apply even if Southern Harvest has been expressly advised of the potential loss.

The content and materials in this site are provided “as is” and without representations or warranties of any kind, either express or implied. To the fullest extent permitted by law, Southern Harvest expressly disclaims all warranties, express or implied, with respect to this site including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement. Southern Harvest does not warrant or represent that the functions or operation of this site will be uninterrupted or error-free, that defects will be corrected, or that this site, its servers or any e-mail sent from Southern Harvest are free of viruses or other harmful components.


Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit Southern Harvest liability in respect of any: death or personal injury caused by Southern Harvest negligence; fraud or fraudulent misrepresentation on the part of Southern Harvest or matter which it would be illegal or unlawful for Southern Harvest to exclude or limit, or to attempt or purport to exclude or limit, its liability.


By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable If you do not think they are reasonable, you must not use this website.

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

Last Update: [ 6/8/2022 ]