A Super Speeder ticket in Georgia may affect your car insurance rates, but an increase isn’t automatic. Insurance companies can consider the underlying speeding conviction when reviewing your driving record, and the impact depends on the violation and other factors.
Georgia’s Super Speeder law also comes with an additional state fee and potential license consequences if you don’t pay it. Understanding these requirements can help you respond to the ticket, protect your driving privileges, and evaluate your insurance options.
Key Takeaways
- Georgia’s Super Speeder law applies to qualifying speeding convictions involving speeds of 75 mph or more on a two-lane road or 85 mph or more on any road or highway.
- Drivers convicted of qualifying violations must pay a $200 state fee in addition to any local court fines.
- The underlying speeding conviction may affect insurance premiums, but a rate increase isn’t guaranteed.
- Georgia assigns license points based on how far above the speed limit a driver was traveling, not simply because of the Super Speeder designation.
- Failing to pay the state fee within the required period can lead to a license suspension.
Does a Super Speeder Ticket Affect Your Car Insurance?
A Georgia Super Speeder ticket can lead to higher car insurance premiums because the underlying speeding conviction may influence how an insurance company evaluates your driving record. The Super Speeder fee itself is a state penalty, not an insurance surcharge. Insurance companies use different rating guidelines and may consider the severity of the violation, previous tickets, accidents, and other permitted factors.
Drivers with similar violations may experience different premium changes, and a ticket doesn’t automatically mean an insurance company will decline to renew coverage. Southern Harvest explains the relationship between speeding tickets and car insurance in Georgia, including factors that may affect pricing.
What Is Georgia’s Super Speeder Law?
Georgia’s Super Speeder law, O.C.G.A. § 40-6-189, applies when a driver is convicted of speeding at certain high speeds. It establishes an additional state fee for qualifying violations, separate from the penalties imposed by the court handling the speeding citation.
Under the law, a driver may be classified as a Super Speeder after a conviction for traveling:
- 75 mph or more on a two-lane road or highway.
- 85 mph or more on any road or highway in Georgia.
These thresholds are based on the driver’s speed and the type of roadway. The posted speed limit still matters for determining the underlying speeding violation and any associated license points. The law applies to Georgia residents and out-of-state drivers convicted of qualifying offenses, and the Georgia Department of Driver Services (DDS) provides information about the additional $200 Super Speeder fee and related requirements.
What Happens After You Receive a Super Speeder Ticket?
Receiving a speeding citation doesn’t immediately mean you’ve been assessed for the Super Speeder fee. The additional state penalty applies after a qualifying speeding conviction, and the process typically involves the following steps:
- You receive a speeding citation. The citation identifies the alleged violation and provides instructions for responding through the appropriate court.
- The court handles the speeding case. Depending on the circumstances, you may pay the applicable fine, appear in court, or contest the citation.
- The conviction is reported to DDS. If the reported speed meets the Super Speeder threshold, DDS assesses the additional state fee.
- DDS sends a payment notice. The notice provides instructions for paying the separate Super Speeder fee.
- You must pay by the deadline. Failure to pay can result in a suspension of your Georgia driver’s license or driving privileges.
Paying the court’s speeding fine does not automatically satisfy the additional DDS fee. Review your court paperwork and DDS notices to confirm all applicable requirements.
How Much Is the Georgia Super Speeder Fine?
A qualifying Super Speeder conviction results in an additional $200 state fee. The total amount owed may be higher because the court can impose separate fines and costs for the underlying speeding offense.
| Penalty |
Amount or Requirement |
| Local Speeding Fine |
Varies based on the court and violation |
| Super Speeder Fee |
$200 paid to DDS |
| License Points |
Based on the underlying speeding conviction |
| Reinstatement Fee |
Additional $50 if suspended for nonpayment of the Super Speeder fee |
The Georgia government’s Super Speeder payment page explains how to pay the fee online, by mail, or in person.
Can Your License Be Suspended for Not Paying the Fee?
Yes. Georgia requires drivers to pay the Super Speeder fee within 120 days, and failing to do so can result in a license suspension. DDS also identifies an additional $50 reinstatement fee for suspensions caused by nonpayment.
A suspension can create complications beyond the original speeding conviction, including restrictions on your ability to drive legally. Follow DDS reinstatement instructions and confirm your driving privileges have been restored before driving.
How Many Points Does a Super Speeder Ticket Add in Georgia?
Georgia does not assign separate license points simply because a driver receives the Super Speeder designation. Points are assessed for the underlying speeding conviction based on how far the driver exceeded the posted speed limit.
The Georgia DDS points schedule includes the following:
| Speed Above the Posted Limit |
Georgia License Points |
| Less than 15 mph |
No points for the speeding conviction |
| 15–18 mph |
2 points |
| 19–23 mph |
3 points |
| 24–33 mph |
4 points |
| 34 mph or more |
6 points |
Georgia drivers who accumulate 15 points within 24 months face license suspension under the state’s point system. Additional rules apply to younger drivers, so the consequences of a conviction may also depend on age. The official Georgia DDS points schedule explains these requirements, while Southern Harvest covers how license points affect insurance and why insurance companies may evaluate violations differently from the state’s point system. 
How Long Does a Super Speeder Ticket Affect Insurance in Georgia?
There is no universal timeline for how long a Super Speeder level conviction may affect your insurance premium. The impact depends on your insurance company’s guidelines, the severity of the violation, and your driving history. Some companies may place greater weight on recent violations, while others review a longer period, so ask your insurance company how long the conviction may influence your rate.
What Factors Can Influence Your Insurance Rate After a Super Speeder Conviction?
Insurance companies may consider several details when evaluating a driver with a serious speeding violation, including:
- How far above the posted speed limit the driver was traveling.
- Previous speeding tickets or other moving violations.
- At-fault accidents and claims history.
- License suspensions or other serious driving offenses.
- The driver’s overall record and other rating factors permitted by state law.
These factors can affect both pricing and available coverage options. Comparing quotes may help you find a policy that better fits your needs.
What Should You Do After Receiving a Super Speeder Ticket?
Taking action after a citation can help you avoid missed deadlines and understand the potential consequences. Start by reviewing your court paperwork and any notices from DDS, then consider the following steps.
Review Your Citation and Court Requirements
Read the citation carefully and identify the court date, payment instructions, and available options for responding. If you believe the citation is incorrect or want to contest it, consider obtaining legal guidance before entering a plea or paying the fine.
Georgia traffic cases can involve different procedures depending on the court. If you believe the citation is incorrect or want to explore your options for fighting a Georgia speeding ticket, consider seeking legal guidance before entering a plea or paying the fine.
Watch for Notices From DDS
If you’re convicted of a qualifying offense, monitor your mail for the Super Speeder fee notice. Make sure DDS has your current mailing address and keep confirmation of any payments. If you’re unsure whether you owe the fee, contact DDS rather than assuming the original citation payment resolved everything.
Check Your Georgia Driving Record
Reviewing your driving record can help you confirm which convictions and points have been recorded. It can also help you identify information that may need to be corrected.
Georgia DDS provides options for obtaining driving records and checking license information. You can also check your Georgia driving record to review your driving history and identify any information that may need to be corrected.
Ask Whether a Defensive Driving Course Could Help
Completing an approved defensive driving course may provide certain benefits under Georgia’s point-reduction rules. Some insurance companies may also offer discounts, although eligibility varies. Before enrolling, confirm whether the course qualifies for the benefit you’re seeking. You may also qualify for insurance discounts by completing an approved defensive driving course in Georgia, depending on your insurance company’s requirements.
How Can You Manage Car Insurance Costs After a Super Speeder Conviction?
A serious speeding conviction may affect your insurance options, but reviewing your coverage can help you identify potential savings. Start by checking your current policy’s limits, deductibles, and discounts. If your premium increases, compare quotes using similar coverage amounts to evaluate the differences accurately.
You can also ask about available discounts, consider whether adjusting your deductible makes financial sense, and avoid additional violations. Maintaining continuous coverage is important because a lapse could create further complications.
If a license suspension or another violation results in additional insurance requirements, check whether an SR-22 filing applies to your situation. A Super Speeder conviction alone does not automatically establish an SR-22 requirement.
