{"id":672,"date":"2022-05-12T08:45:00","date_gmt":"2022-05-12T08:45:00","guid":{"rendered":"https:\/\/www.southernharvestinsurance.com\/blog\/?p=672"},"modified":"2025-08-22T14:42:30","modified_gmt":"2025-08-22T14:42:30","slug":"comprehensive-car-insurance-in-ga","status":"publish","type":"post","link":"https:\/\/www.southernharvestinsurance.com\/blog\/auto-insurance\/comprehensive-car-insurance-in-ga\/","title":{"rendered":"Why Comprehensive Car Insurance in Georgia Is a Great Choice\u00a0"},"content":{"rendered":"<div class=\"c-section\">\n    <div class=\"c-article\">\n        <div class=\"o-wrapper o-wrapper--small\">\n                                                            <picture class=\"c-article__pic\">\n                    <img decoding=\"async\" class=\"c-article__img\" loading=\"lazy\" src=\"https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/uploads\/sites\/2\/2022\/05\/sh-comprehensive-car-insurance1.jpg\" alt=\"Saleswoman shows millennial man a contract for car insurance\" width=\"320\" height=\"160\">\n                <\/picture>\n                                        <div class=\"c-article__content\">\n                <div class=\"s-cms-content\">\n                    <p><span data-contrast=\"auto\">If a tree branch falls on your car in a windstorm or you hit a deer on your way home from work, standard liability <\/span><a href=\"https:\/\/www.southernharvestinsurance.com\/auto-insurance\/\"><span data-contrast=\"none\">car insurance<\/span><\/a><span data-contrast=\"auto\"> won\u2019t cover any damages to your vehicle. However, comprehensive insurance will. <\/span><a href=\"https:\/\/www.southernharvestinsurance.com\/auto-insurance\/types-of-car-insurance\/\"><span data-contrast=\"none\">Comprehensive car insurance in Georgia<\/span><\/a><span data-contrast=\"auto\"> covers damage caused by such unforeseen and unfortunate incidents.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Although comprehensive car insurance isn\u2019t required by Georgia state law, it is a great choice to have for those unpredictable mishaps that may damage your car.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">What Does<\/span><\/b> Comprehensive<b><span data-contrast=\"none\"> Car Insurance Cover in Georgia?<\/span><\/b><span data-ccp-props=\"{&quot;335559738&quot;:200,&quot;335559739&quot;:0}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Comprehensive car insurance covers most damage to your car from incidents outside of a traffic collision. The covered damage can be caused by:<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"3\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"auto\">Weather, such as hail, wind, floods, and lightning<\/span><span data-ccp-props=\"{&quot;335559738&quot;:36,&quot;335559739&quot;:36}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"3\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"auto\">Earthquakes, tornados, and hurricanes<\/span><span data-ccp-props=\"{&quot;335559738&quot;:36,&quot;335559739&quot;:36}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"3\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"auto\">Fire<\/span><span data-ccp-props=\"{&quot;335559738&quot;:36,&quot;335559739&quot;:36}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"3\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"auto\">Vandalism<\/span><span data-ccp-props=\"{&quot;335559738&quot;:36,&quot;335559739&quot;:36}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"3\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"auto\">Theft<\/span><span data-ccp-props=\"{&quot;335559738&quot;:36,&quot;335559739&quot;:36}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"3\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"auto\">Accidents with animals<\/span><span data-ccp-props=\"{&quot;335559738&quot;:36,&quot;335559739&quot;:36}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Not only does comprehensive insurance cover damage to your car if someone breaks into it, but it also protects you if the car itself is stolen or the thieves steal parts off the vehicle, like the catalytic converter. <\/span><a href=\"https:\/\/www.fox5atlanta.com\/news\/georgia-house-committee-approves-bill-to-crack-down-on-catalytic-converter-thieves?msclkid=13fc3fd6c34411ec8a6a3688b510bb2b\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Catalytic converter thefts<\/span><\/a><span data-contrast=\"auto\"> have become such a problem in Georgia that the House of Representatives passed a bill in May to make it illegal for anyone other than a registered metal recycler to buy, sell, possess or transport a detached catalytic converter. The cost to replace a catalytic converter ranges from $945 to more than $2,000.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">What<\/span><\/b> Doesn\u2019t<b><span data-contrast=\"none\"> Comprehensive Insurance Cover in Georgia?<\/span><\/b><span data-ccp-props=\"{&quot;335559738&quot;:200,&quot;335559739&quot;:0}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Not all occasions where your car is damaged are covered under comprehensive car insurance. Some may instead fall under your <\/span><a href=\"https:\/\/www.southernharvestinsurance.com\/blog\/auto-insurance\/the-costs-of-opting-out-of-additional-coverage\/\"><span data-contrast=\"none\">collision<\/span><\/a><span data-contrast=\"auto\"> or <\/span><a href=\"https:\/\/www.southernharvestinsurance.com\/auto-insurance\/liability\/\"><span data-contrast=\"none\">liability<\/span><\/a><span data-contrast=\"auto\"> insurance coverage. Below are some things that comprehensive insurance doesn\u2019t cover.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Most collisions<\/span><\/b><span data-contrast=\"auto\"> &#8211; If you swerve to miss that deer on the road and hit a tree instead, then that accident is not covered by your comprehensive insurance. Any traffic collision, whether it is with a fixed object like a tree or with another vehicle, isn\u2019t covered under comprehensive car insurance in Georgia. You would need to carry collision insurance to cover damages to your car from those types of accidents.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Personal property<\/span><\/b><span data-contrast=\"auto\"> &#8211; You\u2019ll be covered under your comprehensive car insurance for damage to your car during a theft, but it won\u2019t cover any personal items that are stolen from the vehicle. Coverage for personal property stolen from your car is usually provided in your <\/span><a href=\"https:\/\/www.southernharvestinsurance.com\/renters-insurance\/\"><span data-contrast=\"none\">renter\u2019s insurance<\/span><\/a><span data-contrast=\"auto\"> or <\/span><a href=\"https:\/\/www.southernharvestinsurance.com\/home-insurance\/\"><span data-contrast=\"none\">homeowner\u2019s insurance<\/span><\/a><span data-contrast=\"auto\"> policy.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Injuries<\/span><\/b><span data-contrast=\"auto\"> &#8211; Comprehensive insurance doesn\u2019t cover any injuries or medical bills that result from an accident. Your standard liability car insurance provides that coverage.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Legal expenses<\/span><\/b><span data-contrast=\"auto\"> &#8211; If someone sues you after you get in an accident with them, you\u2019ll also be protected by your liability insurance, not your comprehensive insurance coverage.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/li>\n<\/ul>\n<h2><b><span data-contrast=\"none\">Do You Need to Carry Comprehensive Car Insurance in Georgia?<\/span><\/b><span data-ccp-props=\"{&quot;335559738&quot;:200,&quot;335559739&quot;:0}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">In Georgia, all drivers are required to carry at least liability insurance coverage. The minimum liability insurance required in the state is $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Drivers aren\u2019t required by state law to carry comprehensive insurance. However, if you lease your vehicle or are still making payments on it, the lessor or lender may require you to have the extra insurance coverage.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">How Much<\/span><\/b> Comprehensive<b><span data-contrast=\"none\"> Insurance Should You Carry in Georgia?<\/span><\/b><span data-ccp-props=\"{&quot;335559738&quot;:200,&quot;335559739&quot;:0}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Comprehensive car insurance coverage works differently than liability car insurance coverage in that you don\u2019t specify how much coverage you want to carry. Instead, you select the policy&#8217;s deductible, which is the amount you will pay out of pocket before the insurance kicks in. Deductibles range anywhere from $100 to $2,500. The lower your deductible, the higher your rates will be for comprehensive insurance.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">For example, if the deductible on your comprehensive policy is $500 and the damage to your vehicle will cost $2,000 to repair, your insurance company would pay $1,500 after you pay the $500 deductible. According to the <\/span><a href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-auto-insurance#Auto%20claims\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Insurance Information Institute<\/span><\/a><span data-contrast=\"auto\">, the average comprehensive car insurance claim in 2020 was $1,995.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Where comprehensive car insurance comes in handy is if your <\/span><a href=\"https:\/\/www.southernharvestinsurance.com\/blog\/auto-insurance\/how-car-accidents-in-georgia-affect-your-vehicle-insurance\/\"><span data-contrast=\"none\">car is totaled<\/span><\/a><span data-contrast=\"auto\"> from the damage. An insurance company typically declares a vehicle totaled when the cost to repair it exceeds its value. If you have a $500 deductible on a car valued at $10,000 and it gets totaled, the insurance company will send you a check for $9,500, which equates to your car\u2019s value minus your $500 deductible.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">How Much Does<\/span><\/b> Comprehensive<b><span data-contrast=\"none\"> Car Insurance Cost?<\/span><\/b><span data-ccp-props=\"{&quot;335559738&quot;:200,&quot;335559739&quot;:0}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">The average annual cost of comprehensive car insurance in Georgia was about $180 in 2019. The cost of comprehensive car insurance in Georgia depends on your deductible and other factors, such as your age and driving record. The higher your deductible, the less your comprehensive insurance will cost.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">However, you should remember that you can\u2019t buy comprehensive insurance on its own. You will still need to have the minimum liability coverage required in Georgia. Also, many insurance companies won\u2019t sell you comprehensive insurance without collision insurance. The two coverages usually come as a package deal.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-664 aligncenter\" src=\"https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/uploads\/sites\/2\/2022\/05\/sh-comprehensive-car-insurance2.jpg\" alt=\"woman holding toy car\" width=\"551\" height=\"398\" srcset=\"https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/uploads\/sites\/2\/2022\/05\/sh-comprehensive-car-insurance2.jpg 1000w, https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/uploads\/sites\/2\/2022\/05\/sh-comprehensive-car-insurance2-300x216.jpg 300w, https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/uploads\/sites\/2\/2022\/05\/sh-comprehensive-car-insurance2-768x554.jpg 768w, https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/uploads\/sites\/2\/2022\/05\/sh-comprehensive-car-insurance2-600x433.jpg 600w, https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/uploads\/sites\/2\/2022\/05\/sh-comprehensive-car-insurance2-960x692.jpg 960w, https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/uploads\/sites\/2\/2022\/05\/sh-comprehensive-car-insurance2-226x163.jpg 226w, https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/uploads\/sites\/2\/2022\/05\/sh-comprehensive-car-insurance2-285x205.jpg 285w\" sizes=\"(max-width: 551px) 100vw, 551px\" \/><\/p>\n<h2><b><span data-contrast=\"none\">What is the<\/span><\/b> Difference<b><span data-contrast=\"none\"> Between Comprehensive and Collision Insurance?<\/span><\/b><span data-ccp-props=\"{&quot;335559738&quot;:200,&quot;335559739&quot;:0}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Although both comprehensive and collision are additional <\/span><a href=\"https:\/\/www.southernharvestinsurance.com\/blog\/auto-insurance\/6-car-insurance-tips-every-southerner-should-know\/\"><span data-contrast=\"none\">insurance coverages<\/span><\/a><span data-contrast=\"auto\"> that are usually bundled together, they differ in what each policy covers. While comprehensive insurance covers those \u201cbad luck\u201d incidents like weather or vandalism that damages your car, collision insurance covers damage to your vehicle from a traffic collision with another car or fixed structure.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">It\u2019s important to know that neither comprehensive nor collision insurance covers injuries that occur in an accident. That is covered under your liability coverage and additional medical coverage such as MedPay or Personal Injury Protection.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">Examples of a<\/span><\/b> Comprehensive<b><span data-contrast=\"none\"> Insurance Claim<\/span><\/b><span data-ccp-props=\"{&quot;335559738&quot;:200,&quot;335559739&quot;:0}\">\u00a0<\/span><\/h2>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"4\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your car hits a turkey and damages your front end.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:36,&quot;335559739&quot;:36}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"4\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"auto\">Hail dents the roof of your car.<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"4\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"auto\">A thief steals the catalytic converter from\u202fyour car.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:36,&quot;335559739&quot;:36}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><b><span data-contrast=\"none\">Examples of a Collision Insurance Claim<\/span><\/b><span data-ccp-props=\"{&quot;335559738&quot;:200,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"5\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your car is damaged in a hit-and-run.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:36,&quot;335559739&quot;:36}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"5\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"auto\">You hit a pole after swerving to avoid a raccoon.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:36,&quot;335559739&quot;:36}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"5\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your car slips on an icy road and hits a tree.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:36,&quot;335559739&quot;:36}\">\u00a0<\/span><\/li>\n<\/ul>\n<h2><b><span data-contrast=\"none\">Who Should Get Comprehensive Car<\/span><\/b> Insurance<b><span data-contrast=\"none\"> in Georgia?<\/span><\/b><span data-ccp-props=\"{&quot;335559738&quot;:200,&quot;335559739&quot;:0}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">The Insurance Information Institute estimates that about 79 percent of drivers added comprehensive coverage to their car insurance policy in 2019. The extra coverage is a good thing to have, but it isn\u2019t mandated by law.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">If you are still making payments on your car or if you lease your ride, then your lender or the leasing company will most likely require you to carry comprehensive insurance, as well as collision coverage. The additional coverage is optional once your car is paid off in full.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Other drivers who should strongly consider comprehensive coverage are those who:<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"6\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"auto\">Live in an area of high crime with vandalism and car thefts.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:36,&quot;335559739&quot;:36}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"6\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"auto\">Live in a location prone to extreme weather conditions or earthquakes.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:36,&quot;335559739&quot;:36}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"6\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"auto\">Live in a rural area where there is a higher chance of hitting deer or other animals.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:36,&quot;335559739&quot;:36}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Calibri\" data-listid=\"6\" data-aria-posinset=\"0\" data-aria-level=\"1\"><span data-contrast=\"auto\">Can\u2019t afford to repair or replace their car if it is damaged.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:36,&quot;335559739&quot;:36}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">As your car gets older, it loses its value and eventually gets to the point where comprehensive insurance may not be necessary. Insurance professionals typically advise drivers to hold comprehensive coverage if the cost of the premium is less than 10% of the car&#8217;s market value minus the deductible. So if your car is worth $5,000 and you\u2019re paying a $180 insurance premium on a $500 deductible plan, then you may not need comprehensive insurance coverage.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">Can You Just Carry<\/span><\/b> Comprehensive<b><span data-contrast=\"none\"> Insurance?<\/span><\/b><span data-ccp-props=\"{&quot;335559738&quot;:200,&quot;335559739&quot;:0}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">No. You can\u2019t legally drive in Georgia with only comprehensive insurance. State law requires all drivers to carry at least the minimum liability car insurance coverage. Comprehensive and collision insurance are extra coverages that are a wise choice to protect your vehicle.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<div class=\"c-section c-more-options\">\n    <div class=\"o-wrapper o-wrapper--small\">\n        <h2 class=\"c-more-options__title\">Find Affordable Comprehensive Car Insurance Coverage in Georgia <\/h2>\n\n        <div class=\"c-more-options__content\">\n            <div class=\"s-cms-content\">\n                <p><span data-contrast=\"auto\">It\u2019s impossible to predict when something will happen to damage your car. Whether it\u2019s a freak hail storm or a fire in your garage, comprehensive auto insurance can help protect you and pay to repair or replace your vehicle.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">To get a quote on affordable comprehensive car insurance coverage, visit one of our <\/span><a href=\"https:\/\/www.southernharvestinsurance.com\/locations\/\"><span data-contrast=\"none\">Southern Harvest offices<\/span><\/a><span data-contrast=\"auto\">, give us a call at <\/span><a href=\"tel:877-831-4677\"><span data-contrast=\"none\">877-831-4677<\/span><\/a><span data-contrast=\"auto\"> or get a quote for cheap <\/span><a href=\"https:\/\/triton.southernharvestinsurance.com\/\"><span data-contrast=\"none\">comprehensive car insurance<\/span><\/a><span data-contrast=\"auto\"> online.\u00a0<\/span><span data-ccp-props=\"{&quot;335559738&quot;:180,&quot;335559739&quot;:180}\">\u00a0<\/span><\/p>\n            <\/div>\n                            <ul class=\"o-list-bare c-more-options__list\">\n                                                        <li class=\"o-list-bare__item c-more-options__item\">\n                        <a class=\"c-more-options__link c-more-options__link--green\" href=\"https:\/\/triton.southernharvestinsurance.com\/\">\n                            <span class=\"o-icon c-more-options__icon\"><svg focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/themes\/southern\/assets\/html\/images\/icons\/icons.svg#icon-quote\"><\/use><\/svg><\/span>\n                            <div class=\"c-more-options__link-text\">Get a Quote<\/div>\n                        <\/a>\n                    <\/li>\n                                                        <li class=\"o-list-bare__item c-more-options__item\">\n                        <a class=\"c-more-options__link c-more-options__link--brown\" href=\"tel:877-831-4677\">\n                            <span class=\"o-icon c-more-options__icon\"><svg focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/themes\/southern\/assets\/html\/images\/icons\/icons.svg#icon-phone-linear\"><\/use><\/svg><\/span>\n                            <div class=\"c-more-options__link-text\">Call Us<\/div>\n                        <\/a>\n                    <\/li>\n                                                        <li class=\"o-list-bare__item c-more-options__item\">\n                        <a class=\"c-more-options__link c-more-options__link--dark-blue\" href=\"https:\/\/www.southernharvestinsurance.com\/locations\">\n                            <span class=\"o-icon c-more-options__icon\"><svg focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/themes\/southern\/assets\/html\/images\/icons\/icons.svg#icon-location-linear\"><\/use><\/svg><\/span>\n                            <div class=\"c-more-options__link-text\">Find Your Office<\/div>\n                        <\/a>\n                    <\/li>\n                                <\/ul>\n                    <\/div>\n    <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":663,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/672"}],"collection":[{"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=672"}],"version-history":[{"count":6,"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/672\/revisions"}],"predecessor-version":[{"id":2324,"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/672\/revisions\/2324"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/media\/663"}],"wp:attachment":[{"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=672"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=672"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=672"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}