{"id":648,"date":"2022-04-26T15:33:01","date_gmt":"2022-04-26T15:33:01","guid":{"rendered":"https:\/\/www.southernharvestinsurance.com\/blog\/?p=648"},"modified":"2025-04-17T21:56:49","modified_gmt":"2025-04-17T21:56:49","slug":"car-insurance-for-teens","status":"publish","type":"post","link":"https:\/\/www.southernharvestinsurance.com\/blog\/auto-insurance\/car-insurance-for-teens\/","title":{"rendered":"Are You Carrying the Correct Amount of Auto Insurance for Your Teen Driver in Georgia?\u00a0"},"content":{"rendered":"
\n
\n
\n \n \"caucasian\n <\/picture>\n
\n
\n

When your teen gets their driver’s license in Georgia, it can be an exciting, albeit stressful, time. The thought of not having to drive them all over the place usually goes hand-in-hand with the anxiety over them getting behind the wheel and driving themselves.<\/span>\u00a0<\/span><\/p>\n

If you are ready to hand the car keys to your teenager, you\u2019ll first want to ensure that you have the adequate <\/span>car insurance coverage<\/span><\/a> needed for teenagers.<\/span>\u00a0<\/span><\/p>\n

When Should You<\/span><\/b> Add a Teenager to Your Auto Insurance in Georgia?<\/span><\/b>\u00a0<\/span><\/h2>\n

Once your teenager signs up for driver’s education classes to get their license, you should contact your insurance company about eventually adding them to your policy.<\/span>\u00a0<\/span><\/p>\n

The driver’s license program for teens is a three-step process in Georgia. The first step is to get a learner\u2019s permit (CP). The Georgia Learner\u2019s Permit is given to teens at least 15 years old who have successfully passed a test on their knowledge of road signs and rules. Your teen can drive with a learner\u2019s permit as long as there is someone with a Class C full driver\u2019s license in the car with them.<\/span>\u00a0<\/span><\/p>\n

In most cases, while a <\/span>teen is driving in Georgia<\/span><\/a> with a learner\u2019s permit, they don\u2019t need to carry auto insurance. But they will need to have insurance when they get their Class D Intermediate Provisional License at age 16 or 17. A teen can apply for a Class D license after they\u2019ve had a learner\u2019s permit for 12 months and one day. They must first complete a road skills test and not have had any major traffic violations.<\/span>\u00a0<\/span><\/p>\n

Teens in Georgia don\u2019t get their Class C full driver\u2019s license until they turn 18 years old.<\/span>\u00a0<\/span><\/p>\n

How Much<\/span><\/b> Coverage Do You Need for a Teen Driver?<\/span><\/b>\u00a0<\/span><\/h2>\n

Teen drivers in Georgia are required to carry the same amount of insurance as adults. All drivers in Georgia are required to have <\/span>liability auto insurance<\/span><\/a> coverage of at least:<\/span>\u00a0<\/span><\/p>\n