{"id":638,"date":"2022-04-19T19:41:31","date_gmt":"2022-04-19T19:41:31","guid":{"rendered":"https:\/\/www.southernharvestinsurance.com\/blog\/?p=638"},"modified":"2025-08-22T14:39:17","modified_gmt":"2025-08-22T14:39:17","slug":"reduce-or-pause-your-car-insurance-in-ga","status":"publish","type":"post","link":"https:\/\/www.southernharvestinsurance.com\/blog\/auto-insurance\/reduce-or-pause-your-car-insurance-in-ga\/","title":{"rendered":"How to Reduce or Pause Your Car Insurance in Georgia\u00a0"},"content":{"rendered":"
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After the Covid-19 pandemic hit, many people switched to working remotely. Now that pandemic-era restrictions are easing, your employer has decided you can continue to work remotely. Not having to commute daily will save you money on gas. Do you need to continue carrying <\/span>car insurance<\/span><\/a>?<\/span>\u00a0<\/span><\/p>\n

Canceling your insurance policy should be your last resort because doing so can result in expensive <\/span>reinstatement fees<\/span><\/a> when you get coverage in the future. In Georgia, there are better options for reducing or pausing your car insurance.<\/span>\u00a0<\/span><\/p>\n

When Should You<\/span><\/b> Reduce Your Car Insurance in Georgia?<\/span><\/b>\u00a0<\/span><\/h2>\n

You\u2019re probably still using your car to get around and do things like run errands, visit friends, and go to the gym. And, if you lost your job due to the pandemic, you\u2019ll still need your car to go to interviews. Therefore, you\u2019ll need to have at least the minimum liability insurance coverage required by Georgia state law.<\/span>\u00a0<\/span><\/p>\n

All drivers in Georgia are required to carry a minimum in <\/span>liability insurance<\/span><\/a> to cover expenses for injuries or property damages incurred after they cause an accident:<\/span>\u00a0<\/span><\/p>\n