{"id":1189,"date":"2025-11-05T02:07:16","date_gmt":"2025-11-05T02:07:16","guid":{"rendered":"https:\/\/www.southernharvestinsurance.com\/blog\/?p=1189"},"modified":"2025-11-25T21:05:07","modified_gmt":"2025-11-25T21:05:07","slug":"landlord-requires-renters-insurance","status":"publish","type":"post","link":"https:\/\/www.southernharvestinsurance.com\/blog\/renters\/landlord-requires-renters-insurance\/","title":{"rendered":"What to Do When Your Landlord Requires Renters Insurance in Georgia"},"content":{"rendered":"<div class=\"c-section\">\n    <div class=\"c-article\">\n        <div class=\"o-wrapper o-wrapper--small\">\n                                                            <picture class=\"c-article__pic\">\n                    <img decoding=\"async\" class=\"c-article__img\" loading=\"lazy\" src=\"https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/uploads\/sites\/2\/2023\/05\/SH-landlord-renters1.jpg\" alt=\"Confused young woman renter talks to landlord\" width=\"320\" height=\"160\">\n                <\/picture>\n                                        <div class=\"c-article__content\">\n                <div class=\"s-cms-content\">\n                    <p><span style=\"font-weight: 400\">As more landlords across Georgia tighten lease requirements, it\u2019s becoming increasingly common for tenants to be required to carry renters insurance. If your landlord has made this a condition of your lease, don\u2019t worry, getting covered is easier (and more affordable) than you think.<\/span><\/p>\n<p><span style=\"font-weight: 400\">If this is your first policy or you\u2019re renewing for the new lease year, this guide will walk you through the steps, legal considerations, and important coverage options to protect your belongings and your peace of mind.<\/span><\/p>\n<h2><b>Steps to Take When Renters Insurance Is Required<\/b><\/h2>\n<p><span data-contrast=\"auto\">Some landlords in Georgia require their tenants to hold a <\/span><a href=\"https:\/\/www.southernharvestinsurance.com\/renters-insurance\/\"><span data-contrast=\"auto\">renters insurance<\/span><\/a><span data-contrast=\"auto\"> policy as part of the terms of the lease. If your landlord has required you to purchase one for yourself, you may have some questions about how to proceed.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Take these steps:<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<h3><b>Step 1 &#8211; Review Your Lease Agreement Carefully<\/b><\/h3>\n<p><span style=\"font-weight: 400\">Check the exact wording of your lease. Look for:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Whether renters insurance is mandatory<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The minimum liability coverage required<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">If your landlord must be listed as an interested party (also called a party of interest)<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<\/ul>\n<h3><b>Step 2 &#8211; Assess How Much Insurance You Actually Need<\/b><\/h3>\n<p><span style=\"font-weight: 400\">Take a home inventory by listing the value of your furniture, electronics, clothing, appliances, and anything else of value.<\/span><\/p>\n<p><span style=\"font-weight: 400\">TIP: Make sure your coverage reflects current prices, not what you paid years ago.<\/span><\/p>\n<h3><b>Step 3 &#8211; Shop for a Plan that Matches Your Needs<\/b><\/h3>\n<p><span style=\"font-weight: 400\">Pick a provider offering the type of protection your lease requires, usually a policy with:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Personal property coverage<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Liability coverage<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Optional additional living expenses (ALE) coverage if you&#8217;re displaced<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<\/ul>\n<h3><b>Step 4 &#8211; Add Your Landlord as an \u201cInterested Party\u201d<\/b><\/h3>\n<p><span style=\"font-weight: 400\">This doesn\u2019t mean they get money from your policy; they\u2019ll just be notified if you cancel or let your policy lapse. This is typically a condition of lease compliance.<\/span><\/p>\n<h3><b>Step 5 &#8211; Renew Your Policy with Each Lease Term<\/b><\/h3>\n<p><span style=\"font-weight: 400\">Your renters insurance should match your lease duration.<\/span><\/p>\n<p>TIP:<span style=\"font-weight: 400\"> Even if your policy auto-renews, it&#8217;s wise to manually review your coverage to account for any new purchases or changes in property value.<\/span><\/p>\n<p><span data-contrast=\"auto\">Premiums tend to run in the low double-digits monthly, as cheap as a cup of coffee per day in some cases. For this reason, investing in a renters plan is a smart choice even if your landlord does not explicitly require it.<\/span><\/p>\n<h2><span data-contrast=\"auto\">What Does Georgia State Law Require on Renters Insurance?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\"><span style=\"font-weight: 400\">Georgia state law does not require renters to carry insurance. However, landlords have the freedom to add any legally defensible terms to their leases as needed to protect their investment, and\u00a0<a href=\"https:\/\/www.southernharvestinsurance.com\/blog\/renters\/the-high-cost-of-skipping-renters-insurance-in-georgia\/\" data-wpel-link=\"internal\">avoiding renters insurance<\/a>\u00a0has financial ramifications for you, too.\u00a0<\/span><\/span><\/p>\n<h2><span data-contrast=\"auto\">Can Landlords in Georgia Require Me to Purchase a Policy?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Yes, your landlord can legally require you to have a policy as a requirement in your lease agreement.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><span data-contrast=\"auto\">Most landlords will require you to hold a certain type and amount of insurance to protect your belongings and guard against liability claims from your guests.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><span data-contrast=\"auto\">Carefully read your lease agreement to understand the specific requirements. <\/span><span style=\"font-weight: 400\">If you sign a lease with this requirement and fail to comply, it could result in eviction or non-renewal.<\/span><\/p>\n<h2><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\"><b>What Types of Renters Insurance Coverage Are Available?<\/b> <\/span><\/h2>\n<p><span style=\"font-weight: 400\">Renters insurance typically includes:<\/span><\/p>\n<ul>\n<li><b>Personal Property Coverage<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400\">Covers the cost to repair or replace belongings damaged by fire, theft, vandalism, burst pipes, and more.<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li><b>Liability Coverage<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400\">Protects you if someone is injured in your rental and sues you for damages or medical bills.<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li><b>Additional Living Expenses (ALE)<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400\"> Covers hotel, food, and temporary housing if your unit becomes uninhabitable due to a covered loss.<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li><b>Optional Add-ons<\/b><span style=\"font-weight: 400\">:<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/p>\n<ul>\n<li><b>Cyber Theft &amp; ID protection<\/b><b><br \/>\n<\/b><\/li>\n<li><b>Pet Liability<\/b><span style=\"font-weight: 400\"> (especially important for dog owners)<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li><b>Flood or Earthquake Riders<\/b><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1191 aligncenter\" src=\"https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/uploads\/sites\/2\/2023\/05\/SH-landlord-renters2.jpg\" alt=\"Young couple smiling dangling keys to new rental unit\" width=\"535\" height=\"350\" srcset=\"https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/uploads\/sites\/2\/2023\/05\/SH-landlord-renters2.jpg 535w, https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/uploads\/sites\/2\/2023\/05\/SH-landlord-renters2-300x196.jpg 300w, https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/uploads\/sites\/2\/2023\/05\/SH-landlord-renters2-249x163.jpg 249w, https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/uploads\/sites\/2\/2023\/05\/SH-landlord-renters2-285x186.jpg 285w\" sizes=\"(max-width: 535px) 100vw, 535px\" \/><\/p>\n<h2><span data-contrast=\"auto\">What Isn&#8217;t Covered in Renters Insurance?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Your policy will not cover every scenario that could occur.<\/span><span style=\"font-weight: 400\">\u00a0Here\u2019s what\u2019s typically <a href=\"https:\/\/www.southernharvestinsurance.com\/blog\/renters\/what-georgia-renters-insurance-covers\/\">not covered<\/a>:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400\">Natural disasters like floods or earthquakes (unless added separately)<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li><span style=\"font-weight: 400\">War, terrorism, or nuclear hazards<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li><span style=\"font-weight: 400\">Damage from negligence or intentional acts<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li><span style=\"font-weight: 400\">High-value items over policy limits (e.g., fine jewelry, <a href=\"https:\/\/www.southernharvestinsurance.com\/blog\/renters\/renters-insurance-in-georgia\/\">antiques<\/a>, collectibles) unless covered by floater insurance<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Note that floater policies will not cover damage resulting from your own negligent acts. For example, if you purposely light a fire in your apartment, your policy will not provide reimbursement for your personal belongings or resulting liability if it can be demonstrated that you acted negligently.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<h2><span data-contrast=\"auto\">How Much Renters Coverage Should I Buy?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Insurers will pay up to a maximum amount defined by the policy for a valid claim. The higher your deductible and the lower your limit, the less your premium will cost. However, you should consider your ability to repurchase your damaged goods. For individuals with high-value possessions or low personal financial stability, a lower deductible may make sense.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Most renters policies offer $20,000\u2013$100,000 in personal property coverage and at least $100,000 in liability.<\/span><\/p>\n<p><b>Factors to Consider<\/b><span style=\"font-weight: 400\">:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The total value of your belongings<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Your financial cushion if you had to replace everything<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Deductible amounts: Higher deductibles = lower monthly cost but more out-of-pocket when filing a claim<\/span><\/li>\n<\/ul>\n<h2><span data-contrast=\"auto\">What Steps Should I Take to Keep My Policy Up to Date?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Keep an eye on reminders from your insurer to renew your policy, particularly in advance of lease renewals. Consider setting reminders on your calendar to renew your policy and adjust your coverage limits if needed, especially if you have purchased new personal belongings.<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400\">Set calendar reminders for lease renewal<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li><span style=\"font-weight: 400\">Reassess your inventory if you\u2019ve bought expensive items<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li><span style=\"font-weight: 400\">If moving, check if your new location has different insurance needs<\/span><\/li>\n<\/ul>\n<h2><span data-contrast=\"auto\">What if I have Roommates?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">If a new roommate moves in with you, you should recommend that they hold a separate plan in their name. While you can technically share a policy with a roommate, it\u2019s often simpler and safer for each person to carry their own renters insurance. This avoids disputes over claims, changes in coverage, or turnover.<\/span><\/p>\n<p><span data-contrast=\"auto\">Additional turnover with roommates can create more administrative headaches for you personally, so it usually makes sense for each one to have their own policy.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<h2><span data-contrast=\"auto\">What Other Types of Coverage Should I Consider?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/h2>\n<ul>\n<li><b>Auto Insurance<\/b><span style=\"font-weight: 400\">: Bundling your renters and auto coverage can save you money.<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li><b>Life or Health Insurance<\/b><span style=\"font-weight: 400\">: Some insurers offer multi-policy discounts.<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li><b>Pet Liability<\/b><span style=\"font-weight: 400\">: Required by many landlords if you own a dog or exotic pet.<\/span><\/li>\n<\/ul>\n<h2><span data-contrast=\"auto\">How Do I Get the Best Rate on Georgia Renters Insurance?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400\"><span data-contrast=\"auto\">Finding the best rate for a renters insurance policy can help ensure that you get the coverage you need at the most affordable price.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span>To find the best deal on your renters insurance:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400\">Compare quotes from multiple providers<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li><span style=\"font-weight: 400\">Look for bundle discounts<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/li>\n<li><span style=\"font-weight: 400\">Use online quote tools or insurer mobile apps for quick applications<\/span><\/li>\n<\/ul>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<div class=\"c-section c-more-options\">\n    <div class=\"o-wrapper o-wrapper--small\">\n        <h2 class=\"c-more-options__title\">Find Affordable Renters Insurance in Georgia Today\u00a0<\/h2>\n\n        <div class=\"c-more-options__content\">\n            <div class=\"s-cms-content\">\n                <p><span data-contrast=\"auto\">Southern Harvest offers affordable policies designed to protect your property and cover you in liability cases. When you\u2019re looking for the best possible rate for Georgia renters insurance, reach out to the friendly professionals at Southern Harvest Insurance for quick, <\/span><a href=\"https:\/\/www.southernharvestinsurance.com\/renters-insurance-quote-form\/\"><span data-contrast=\"auto\">online quotes<\/span><\/a><span data-contrast=\"auto\">.<\/span> <span data-contrast=\"auto\">Call us at <\/span><a href=\"tel:877-831-4677\"><span data-contrast=\"none\">877-831-4677<\/span><\/a><span data-contrast=\"auto\"> or stop by one of our convenient <\/span><a href=\"https:\/\/www.southernharvestinsurance.com\/locations\/\"><span data-contrast=\"none\">offices<\/span><\/a><span data-contrast=\"auto\">.<\/span><\/p>\n<h2>FAQs<\/h2>\n<h3>Can My Landlord Cancel My Lease if I Don\u2019t Have Renters Insurance in Georgia?<\/h3>\n<p><span style=\"font-weight: 400\">Yes. If your lease includes a renters insurance requirement and you fail to comply, your landlord may issue a notice of lease violation. This could result in non-renewal or even early termination, depending on the lease terms.<\/span><\/p>\n<h3><b>Will Renters Insurance Cover Roommates Automatically?<\/b><\/h3>\n<p><span style=\"font-weight: 400\">Not usually. Most policies only cover the named insured. Roommates must either be explicitly listed or obtain separate policies. It&#8217;s generally safer and cleaner for each roommate to carry their own renters insurance.<\/span><\/p>\n<h3><b>What\u2019s the Difference Between \u201cInterested Party\u201d and \u201cAdditional Insured\u201d?<\/b><\/h3>\n<p><span style=\"font-weight: 400\">An interested party (also called a party of interest) is notified if your policy lapses, but doesn\u2019t receive any policy benefits. An additional insured receives some coverage under your policy, typically in liability scenarios. Landlords almost always request to be added as an interested party, not as an additional insured.<\/span><\/p>\n<h3><b>Are Natural Disasters like Hurricanes or Tornadoes Covered in Georgia Renters Insurance?<\/b><\/h3>\n<p><span style=\"font-weight: 400\">Most renters policies cover tornado damage, but hurricane and flood protection often require add-on policies or separate flood insurance. Always check your coverage details, especially if you live in a coastal or flood-prone area.<\/span><\/p>\n            <\/div>\n                            <ul class=\"o-list-bare c-more-options__list\">\n                                                        <li class=\"o-list-bare__item c-more-options__item\">\n                        <a class=\"c-more-options__link c-more-options__link--green\" href=\"https:\/\/www.southernharvestinsurance.com\/renters-insurance-quote-form\/\">\n                            <span class=\"o-icon c-more-options__icon\"><svg focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/themes\/southern\/assets\/html\/images\/icons\/icons.svg#icon-quote\"><\/use><\/svg><\/span>\n                            <div class=\"c-more-options__link-text\">Get a Quote<\/div>\n                        <\/a>\n                    <\/li>\n                                                        <li class=\"o-list-bare__item c-more-options__item\">\n                        <a class=\"c-more-options__link c-more-options__link--brown\" href=\"tel:877-831-4677\">\n                            <span class=\"o-icon c-more-options__icon\"><svg focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/themes\/southern\/assets\/html\/images\/icons\/icons.svg#icon-phone-linear\"><\/use><\/svg><\/span>\n                            <div class=\"c-more-options__link-text\">Call Us<\/div>\n                        <\/a>\n                    <\/li>\n                                                        <li class=\"o-list-bare__item c-more-options__item\">\n                        <a class=\"c-more-options__link c-more-options__link--dark-blue\" href=\"https:\/\/www.southernharvestinsurance.com\/locations\">\n                            <span class=\"o-icon c-more-options__icon\"><svg focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.southernharvestinsurance.com\/blog\/wp-content\/themes\/southern\/assets\/html\/images\/icons\/icons.svg#icon-location-linear\"><\/use><\/svg><\/span>\n                            <div class=\"c-more-options__link-text\">Find Your Office<\/div>\n                        <\/a>\n                    <\/li>\n                                <\/ul>\n                    <\/div>\n    <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":1190,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[6],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1189"}],"collection":[{"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=1189"}],"version-history":[{"count":7,"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1189\/revisions"}],"predecessor-version":[{"id":2534,"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1189\/revisions\/2534"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/media\/1190"}],"wp:attachment":[{"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=1189"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=1189"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.southernharvestinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=1189"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}